Victoria a broken dog, used to make money for her owners with the puppies she produced

The auto insurance industry realizes that the senior population has a lot of driving experience under its belt. That does go a long way as far as safety is concerned, and, seniors are rewarded in good measure with low premiums on their policies. But, by the same token, no one can deny the fact that as the years go by, eyesight becomes weaker and people are not as quick to react as before. In addition, compromised health situations tend to develop, necessitating medication.

Studies indicate that all this can translate into car accidents - a significantly large amount of these involve tragic fatalities. The insurance companies know about the resulting damages, injuries and death because of related claims that are submitted by policyholders. And claims are an expensive drawback that triggers rates to go up.

Before you begin to panic, allow us to reassure you that the premium hike for seniors at a certain stage is rather slight and it can be countered by savings rewarded to those who attend approved safety driving classes, as well as discounts that many insurance carriers offer.

For clarity, please view the following synopsis of the varying insurance developments in the course of the senior's driving life.

• If you are in the fifties, you will essentially enjoy lower premiums than those older and younger than you. This is because you typically are still in good health and you still have quick reflex reactions.

• From sixty years of age to sixty-five, you still will be getting the less expensive auto insurance premiums - something that may shift afterwards.

• If you are in the 65-69 year old category, you might see your auto policy increase in rate. In this case, it is in your interest to seek an insurance agency that has the ability to shop the network to see if you can get a cheaper policy.

• Between the ages of seventy and seventy-nine you will generally see an increase in premiums. This is related to a higher risk of an accident. It does not mean, however, that you will not find a cheaper plan elsewhere with a company that understands you still may be in good physical shape and are not personally prone to a collision.

• Once you hit eighty, you will be viewed as a high-risk to the auto insurance industry and retroactively be billed higher rates. If you choose to continue driving at this age, speak to an experienced independent agency that has the ability to shop for cheaper premiums and get applicable discounts to lower your premium.

Whatever your situation, remember to take all precautions in driving safely. After all, it's your well-being and others on the road that is at stake.

Can you imagine how it would feel to park your car somewhere, only to find it missing later on? Many people experience this tragedy on a daily basis. In fact, according to CNBC.com, "Roughly 800,000 to one million cars are stolen in America every single year." These numbers are extraordinary, making car theft a common occurrence all across the country. This also means that the insurance claim process can be quite complex and tedious.

If you are prepared to report your car as stolen, there are a few important things you should know about car insurance coverage for stolen vehicles, as well as the investigation process for car theft claims. Continue reading to learn what you need to know about filing an insurance claim for a stolen car.

FIRST: Was Your Car Really Stolen?

Once you have noticed that your car is missing, it is wise to reconsider all the possibilities before making an insurance claim and police report. You can check for parking signs to see if it had been towed, ask friends and family if they borrowed your vehicle, or call your car loan company to see if it was repossessed. When there is no other possible reason for your car to be missing, then it is safe to move forward with filing an insurance claim and police report.

Insurance Coverage for Stolen Cars

In order to have insurance coverage in the case that your car is stolen, you must have comprehensive coverage on your insurance policy. This is something that is required in all states. If your vehicle is stolen off of your personal property, you cannot file it under your home owners' insurance policy; you must have an auto policy with comprehensive coverage to cover the loss.

Car Theft Claims Process

When you are sure your car has been stolen, you must report it to the police immediately for documentation. At the same time, you must notify your auto insurance carrier. Most carriers operate using a 30-day claim waiting period to see if the car is ever recovered, which generally begins on the date of theft. Furthermore, comprehensive coverage does not cover personal belongings that are stolen out of a vehicle. Items like phones, computers, clothing, jewelry, equipment, and more, could be covered in a renter's or home insurance policy, but not in an auto policy.

Car Theft Investigations

Car theft claims are taken very seriously at insurance companies. They are investigated closely by adjusters to ensure that fraud is not at play. Filing a fraudulent car theft insurance claim is a felony punishable by prison time, fines, and more. They will record all conversations with clients, and ask very detailed and intrusive questions. As long as you are not committing a crime, you shouldn't take the investigation process personally. The insurance adjuster is just doing their job.

Hire a Criminal Defense Lawyer for Fraud Charges

Fraud crimes are charged as either misdemeanors or felonies, depending on the particulars of a person's case. If you were recently arrested on facing fraud charges in Indiana, you are facing hefty fines, imprisonment, and other severe penalties. The best step you can take toward securing your rights and protecting your freedoms is calling a licensed fraud lawyer for tough and aggressive criminal defense; otherwise, you risk be sentenced to the maximum levels of punishment in Indiana.

Update on Victoria
We are Just so sad for her our hearts break 💔 for her
Victoria we have learned was used for breeding and what you see in these photos is an emaciated broken dog, used to make money for her owners with the puppies she produced

Her backend is one huge open exposed area . Our Vet believes Victoria has a condition called TVT ...transmissible venereal tumor from being bred so often
It’s so bad that it’s impossible to figure out where she pees from

Victoria already had a biopsy and we are waiting on the results to confirm
She will need surgery when she’s stable, right now she’s to emaciated and weak and on IV fluids for hydration

You can see how sad she is , just look into her eyes and she has given up hope
We hope with expert medical we can change her life
We need your HELP

FB threat here
Car Insurance Rates Across Canada
Although the rates in Nova Scotia are much less than the majority of the country, you still deserve to find the lowest rate plan available. The average car insurance rate in this province is around $91 per month, or $1,093 per year. This is compared to the average rates in Alberta, which are currently sitting at about $114 per month, or $1,371 per year. Worse still, paying the average auto insurance rates in Ontario will set you back about $160 per month, or $1,916 per year.

As with most of Canada, young drivers in Nova Scotia will often pay more than older adults. The province's young adults - between 25 to 30 years of age - will pay an average of $103 per month, or $1,241 per year in auto insurance. Those between 46 and 50 years of age pay an average of $81 per month, or $976 per year, while older adults - between 61 and 65 years of age - pay very little, at an average of $73 per month, or $878 per year. Nova Scotia's youngest drivers (under the age of 25) pay the most, with an average car insurance rate of $210 per month or $2,522 per year.

Age isn't the only factor that affects your auto insurance rates - your gender does as well. On average, men pay about $94 per month in auto insurance, while women often pay approximately $88 a month.

Cheapest Car Insurance Rates in Canada
Nova Scotia ranks 5th for having the lowest premiums on auto insurance in Canada. Most people in the province don't have to pay much more than the cheapest premiums available in the country. There is only a $59 difference between the cheapest car insurance available in Canada and the average cost for auto insurance in Nova Scotia. All five of the cheapest auto insurance options in the country come from less populated provinces. The difference among the most populated and least populated of the top five lowest options (excluding Quebec) is only 955,445 people. Due to their similar population sizes, the auto insurance premiums among these provinces is also quite close.

Nova Scotia Car Insurance Coverage Options
It is interesting to take a closer look at the coverage chosen most often by drivers in Nova Scotia:

· People who choose the most minimal auto insurance allowed by law pay approximately $69 per month in premiums. This kind of coverage doesn't cover any damages to your own vehicle, but it does cover the costs accumulated by a third party if you're involved in an accident. This kind of coverage would work for you if you have an older car that you wouldn't consider repairing if it were to become damaged.

· If you're leasing a vehicle, you need more than just the bare minimum coverage, and you should look into medium-level coverage that offers liability, collision, and comprehensive damage protection. This kind of coverage will set you back approximately $93 per month.

· Coverage above this level often includes more comprehensive policies that have accident benefit coverage at much higher than the average car insurance policies in Nova Scotia. Costs of these policies rise to $104 per month, as a result. Since there is a relatively small difference between medium and extensive coverage, it is worth your while to consider extensive auto insurance coverage. Saving just a few dollars isn't worth the additional risk to you or your family.

Your driving record has a big impact on your insurance premiums. If you don't have any violations within the past six years, you could easily receive reduced rates as cheap as $84 per month or $1,002 per year on car insurance. Having a maximum of even two violations in the last three years makes your car insurance premiums rise exponentially, to approximately $189 per month, or $2,273 a year for auto insurance.

What You Need for Coverage in Nova Scotia
In Nova Scotia, it is mandatory for drivers to have $500,000 in third party liability coverage, at least $50,000 in medical payment coverage, and $2,500 in funeral expense coverage. You will also need $250 a week for disability insurance. As a law in Nova Scotia, you cannot sue for more than $8,123 in pain and suffering caused by major injuries. This rule actually saves insurance companies money, allowing the province to have an average insurance premium as low as $783.

Learning the ins and outs of general and classic insurance coverage will help you get the right coverage at the right price. A number of factors determine the particular drivers that insurance companies give the best premium rates to.

Before purchasing a new vehicle or a classic vehicle, always research insurance rates. Your insurance agent can inform you which new cars have the lowest insurance rates. Knowing the rates can help you in choosing the car that is best for you. By purchasing a car that has a good safety rating, you can save a lot on your car insurance.

When shopping for vehicle insurance coverage for your teen, ask your agent to give you a quote, both as a separate policy and also as an addition to your existing policy. In some cases, you may want to insure your teenager separately.

Many people believe that auto insurance rates go down automatically for young drivers once they reach 25. However, the truth is that rates slowly decrease from the time a driver turns 18 years old, as long as he or she maintains a clean driving record.

There are insurance plans beyond what is legally required that offer better protection. You are going to have to pay a higher deductible, but it might work out for you in the long run. Using uninsured motorist protection protects you from financial liability if you are the victim of a hit-and-run accident, or if any driver that causes you damage is not carrying insurance.

Don't do monthly payments for your classic auto insurance bill. Insurance providers add a convenience fee to monthly payments. These extra fees can become significant over time. It can also become a hassle on top of all your other monthly bills. The fewer payments you make, the more money you save.

The best way to keep your insurance down is to avoid tickets and accidents. Getting in an accident will drastically increase your rates. Drive defensively and know your limits. Stay out of situations in which you have a higher chance of an accident. Do not drink and drive and stay home if the weather is bad.

Most people pay a different premium for auto insurance. This is not entirely due to different driving situations and different vehicles, either. Certain people can get the same amount of coverage, if not more, and save money. You can easily do this if you take the time to learn the auto insurance tricks.

You now know that it is possible to find affordable insurance rates with a great company. By actively using the tips described in this article, you can have lower car insurance premiums.

Whenever you are looking to insure your prized collection of vintage cars shop around for the best deals and find out-upfront if your insurance company will cover this type of car. Leland West Insurance car insurance might be your best bet when looking to insure your vintage vehicles, and when you're looking for insurance quotes for car.

1 Response to "Victoria a broken dog, used to make money for her owners with the puppies she produced"

  1. Please tell me u arrested them & they can't have any more animals

    ReplyDelete

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