Bonded siblings clings to each others at euth room, keep each other strong to fights for their life

A health insurance plan that covers not only you but your whole family is a solid deal. In a single premium you get to cover up to 15 members of your family. Such comprehensive health insurance plan is called a family floater plan. Since, it is a single policy that takes care of every family member of yours; you are escaped from the task of maintaining records of numerous individual health policies and keeping track of their renewal dates. Also, a family floater policy costs you cheaper than taking numerous individual policies.

As cost of other things rises, the cost of medical expenses also rises. Health insurance policies offer the feature of increasing the sum insured after some years. Sometimes, as a reward for your timely renewal of policy and no claims, the insurance company increases the amount of your sum assured. A family floater policy is a life saver for the house and keeps you ready to face any medical contingency with confidence. In case of medical emergencies, many times the cost of treatment causes more fear and pain than the emergency itself.

For what was earlier considered as a luxury is now a necessity. The service sector has boomed exponentially in India over the past decades. And thus, this boom has passed on economies of scale to the insurance and banking sector as well. The premiums are quite affordable and the service has bettered. The IRDA since its setup in 1999 has taken good measures to regulate the insurance industry and win the trust of masses in insurance. Earlier people were very skeptical whether their claim would be paid or not but that scenario has changed a lot since.

Earlier the only health insurance people used to have was the one done by their employer for them. Apart from that only a select few used to buy it. Some people used to buy health insurance only for the tax benefits. One can get a handsome tax exemption under section 80D, but is not the only motivation to go for a health insurance plan. With increasing awareness people now know how beneficial a health insurance plan is to them.

You can also take health plans exclusively for your parents. Such plans have no entry age limit, cover pre-existing diseases like Diabetes and Cardiac conditions and 100% claim settlement without co-pay.
Aging parents have more medical needs to tender to. If parents are senior citizens you can get additional tax rebate up to Rs. 20000 for the money paid as premium.

Compare health insurance plans to avail the best deal and a plan loaded with attractive and suitable features. Following the experts, one should compare plans of at least three companies before buying. Being more informed about the market, you can take advantage of the competition. Thus, a healthy advice is to do ample market research and evaluation. A healthy family signifies happiness and prosperity!!

There are many comparison websites today which gives good and relevant information on various insurance plans from different companies.

These three siblings are considered feral and have very little chance of getting out. They will be Euthanized if not rescued by December 5th. Please help and pledge for these babies so they can be saved!!

Bishop, Albie and Ursa are all siblings picked up from the same location. They look to be around 8-10 months old and are not socialized nor leash trained. The poor pups cower and try and bury or climb as far from sight as they possibly can. They are not aggressive but are extremely fearful. Due to their temperament, they have a low chance of being adopted and have been with us longer than we hoped. Please share to increase their odds of finding a forever home ❤️

Address: 3199 Anvil Block Rd. Ellenwood, Georgia 30294
Phone: 770-347-0210

STATUS : - read comment for update from crossposter
A patient balance was turned over because of continued non-payment. The patient disputed she owed the balance. The provider resubmitted the bill to the insurance and still received a denial. The following particulars of the patient's benefit plan led to the denial:

She needed a preauthorization prior to the service based on the codes/modifiers submitted.
The service provided was classified under non-emergency care based on the chart documentation which led to a preauthorization requirement.
The provider was not contracted with the insurance company, meaning they did not have to accept their allowable of the charge as payment in full and could bill the patient for the entire non-covered balance of over $ 1,500.00.
As you can imagine, the patient was extremely upset. She stated it was an emergency and she experienced a lot of pain. Had she known all of the above, she would have selected an alternate service. She also felt the provider should have told her all this because it was their responsibility. She paid a lot of money to the insurance company only to receive this unfair treatment.

Six Areas for Patients to Know About

No matter what the healthcare coverage, you must take it upon yourself to know the specifics of your plan's coverage and it is your responsibility to do so. Otherwise, you may end up with a situation like the above. If you are unsure of coverage or verbiage, ask for details. Remember, too, insurance companies also may deny charges in error. If you disagree with a health insurance decision, you have the right to appeal. Be sure to follow your insurance plans appeal process for a timely response.

Here are six areas to check prior to medical service:

Payment points such as co-pays, co-insurance, deductibles and percent of coverage owed after deductibles are met. There is a vast difference between amounts owed for an in network vs. out of network provider. Patients new to insurance coverage usually do not know the difference.
Where to go to navigate health plan information.
Member resources.
How to stay in network.
Out of network payments.
Preventative services covered.
Where can you find this information?

Websites: All health plans usually feature very extensive websites that are becoming increasingly more sophisticated. For example, the United Healthcare site contains lists of prices, providers by zip codes and even whether the provider is accepting new patients. Some information might be a little outdated but it's a start.
Documentation: Generally, by the first of the year, healthcare plans mail out information on the changes to the coming year's insurance. It's easy to find deductibles, co-pays and other information via these documents.
Telephone: Call the number on your healthcare card. Be sure you obtain a reference (tracking) number for the call.
Because you bear a larger cost burden for your healthcare costs, digging into this information is a must to know the difference between a preventable patient balance and one you actually owe - before the bill arrives.

Learn MBCR understands the challenges in receiving a fair and accurate medical bill and successfully resolving a health insurance claim issue.

1 Response to "Bonded siblings clings to each others at euth room, keep each other strong to fights for their life"

  1. Share ORIGINAL POST, not stupid blog article that never updates:


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