1 year old Poodle Mini that nobody want, hopeless as she is formally placed on death row

Health plans with high deductibles can be purchased by anyone, but those who most commonly opt for these plans are people who are generally healthy. Because they're banking on their health and not planning on having numerous prescriptions filled or several trips to the doctor or hospital, they're quite comfortable with HDHPs because they likely won't ever use enough care to even come close to the deductible.

What If Something Does Happen?

It is not outside of the realm of possibilities that a medical emergency could occur, even to the healthiest person. Hearts sometimes don't work properly, accidents happen and unfortunately, cancer discriminates against no one. If you have been generally healthy otherwise, and therefore chose a HDHP, one of these unfortunate scenarios could drain your bank account or worse, put you into serious debt.

This is where supplemental insurance plans can really save the day. Many people are unsure of the purpose of these plans, and others have never even heard of them. Accident and critical illness plans can offer tens of thousands of dollars of protection should you have an unexpected injury or serious illness.

Suppose you walk outside and slip on some ice on your steps in the winter time. This could cause dozens of injuries, but let's say that when you slip, you break your right ankle. You can't drive yourself to the hospital because (besides the fact that you're in excruciating pain), you can't work the brake and gas pedals because of your fractured ankle. On top of a trip to the hospital, x-rays, and any procedures necessary to fix the break, an ambulance ride certainly is not cheap.

How the Plans Work

In the event of an accident, an accident plan typically reimburses you for covered injuries. If you are diagnosed with a critical illness such as a heart attack or cancer, a critical illness plan will usually pay out a lump sum of cash. Amounts and reimbursements/payouts will vary for each policy and are determined based on the value that you decide on upon enrolling.

With these supplemental policies, your life has just been simplified and your financial concerns put at ease. If you experience a covered illness or accident, your high deductible is no longer a problem because you'll receive money from your plans to handle those high dollar amounts.

You may be thinking "the point of a HDHP is to save money, and you want me to buy more insurance?" Well technically, yes. HDHPs paired with supplemental plans can still save you money because supplemental plans are also pretty inexpensive. You will likely still be paying less to have three plans versus one major medical plan with a lower deductible.

Dallas, TX
~ Animal ID #A1050491
Dallas Animal Services & Adoption Center

‒ I am described as Female, White Miniature Poodle mix. The shelter thinks I am about 1 years old. I have been at the shelter since November 29, 2018.

Pet WebLink: http://www.petharbor.com/pet.asp?uaid=DLLS.A1050491

For more information about this poodle, contact:

Dallas Animal Services & Adoption Center
Telephone ‒ (214) 670-8246
1818 North Westmoreland Road
Dallas, TX
Fax: (214)243-1853

STATUS : - read comment for update from crossposter
Healthcare.gov provides a list of about 26 services that are free to women under the Affordable Care Act. Yes, you read it right - under Obamacare, there are 26 preventive services that women can have done for free as long as they are delivered by an in-network provider. I can't possibly discuss every single one here, but I feel that there are a few that are definitely worth mentioning.

These services are broken into two broad categories on hc.gov - services for women who are or who may become pregnant and other preventive services. First, we'll touch on some of the more general benefits available for all women.

General Preventive Services for All Women

Some general preventive services that are covered for women include multiple cancer screenings, including mammograms for breast cancer for women over 40 and cervical cancer screenings for sexually active women. These screenings are always highly unpleasant, so removing the financial burden makes them a little easier to deal with, in my opinion.

Other services include tobacco use screening and interventions, osteoporosis screening depending on age and risk factors, and domestic and interpersonal violence screening and counseling for all women. The list goes on, so I highly recommend visiting healthcare.gov for full explanations of services offered.

ACA Benefits for Women Who Are or May Become Pregnant

First, the ACA requires that FDA approved contraception must be covered by health insurance plans without requiring a copayment. This is personally one of my favorite benefits, because my birth control prescription that my doctor considers to be medically necessary, once cost me $30 a month. I know several ladies who have saved a substantial amount of money thanks to this free preventive services.

I also know several ladies who thrilled that breastfeeding support and counseling from trained providers and access to breastfeeding supplies are free preventive services for women. Also for those who are or who will become pregnant, new health plans must also include maternity coverage. Although not all maternity services will be free, health plans will at least help cover costs associated with pregnancy. A big Obamacare WIN!

Multiple other services are available at no charge, including folic acid supplements for women who may become pregnant, expanded tobacco counseling and intervention for pregnant women who are tobacco users. Again, the complete list, along with more detailed information, is available at healthcare.gov.

If you are a woman reading this article and have an ACA-compliant health plan, I suggest having a discussion with your doctor to take advantage of the appropriate services that are available to you. If you are a man reading this, please pass this information along to all the women in your life. These are benefits that all women should be taking advantage of!

4 Responses to "1 year old Poodle Mini that nobody want, hopeless as she is formally placed on death row"

  1. Okay, just spoke to shelter and she's back on adoption list. I'm willing to adopt her if no-one else steps in, but I need someone to actually go into shelter and adopt her, then we can arrange transport. philipirvine@eastlink.ca, or Philip Irvine on FB, FB/messenger. My gmail account is also still active. So I'll check that too. I'll pay adoption fee.

    ReplyDelete
  2. You'll need to find a rescue in the area and ask them to help you. It shouldn't be difficult

    ReplyDelete

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