sadly, no one wants to adopt this 6-weeks young forgotten black chihuahua

When you make that first visit to a real estate broker, you will be asked: "Have you been to the bank?" or "Have you talked to a mortgage broker?"

It's surprising how many people reply defensively: "Why are you asking? I have the money!"

Perhaps these prospective clients think the question is too personal and not part of the real estate equation or that the real estate broker is somehow judging their self-worth.

Quite the contrary. Real estate brokers must ask this question and they need to know the answer for many reasons. Financing is certainly a part of the real estate equation and a pre-approval is a very important document to have if you are shopping for a property.

It's not about whether or not you can afford it. Though, that's very important too. It's about how much the bank is prepared to lend you, at what rate, and for what type of building. If you have any secrets that may prevent the bank from lending you money, it's best to get them out in the open during a pre-approval process.

The Benefits of Getting a Pre-Approval

Understanding your financial potential has to be the first step to exploring a new real estate possibility. It's important you know exactly how much the bank is willing to lend you so that you don't waste your own or the seller's time. Some properties won't allow visits unless the prospective buyer has a pre-approval. And, if you get to the point of making an offer, a pre-approval can give you an edge if there are in a multiple offer situation. In the end, it's faster to get your final mortgage approval because the bank knows you and has all your information on hand.

There are also some financial benefits to dealing with the banks before you start shopping.

A pre-approval locks you in at a particular interest rate for a period of time -very handy if rates go up. And you aren't left guessing or topping up with extra funds because you know ahead of time that the money is there.

Real Estate Brokers Deal with the Numbers Every Day

Your real estate broker fills out a mandatory section in the promise to purchase that is all about the financial part of the deal. This states how much of a down payment you will put down, the mortgage amount, the interest rate, the term length and amortization length.

When the offer has been accepted, your broker then calls your bank or mortgage broker so they may pass on all the necessary paperwork to get the final mortgage approval.

In the end, you need to embrace the fact that real estate brokers are there to take care of you and your money. Don't take offence when they ask financial questions and disclose what they need. You need not share any information beyond what is needed. Your bank will take care of the rest. Your broker works with numbers on a daily basis and will have your best interest in mind. They want to make the deal as much as you do.

In the shelter world, the only group of animals that are discriminated more against besides pit bulls, are animals with black coats. In fact, statistics show that the euthanasia rate for animals like cats and dogs with black coats is just as high as pit bulls. Sad indeed.

#A5233505 I'm an approximately 2 month old female Chihuahua. I am not yet spayed. I have been at the Carson Animal Care Center since 11/2. I will be available on 11/6. You can visit me at my temporary home at C409.

🔹 Chihuahua
🔹 AGE:2 months
🔹 Female
🔹 ARRIVED:11/2
🔹 Carson Shelter - 310-523-9566
🔹 M-TH 12pm-7pm, F-SU- 10am-5pm
🔹 216 W Victoria St. Gardena, CA 90248

We are NOT the City Shelter to where pictures were taken. FOR MORE INFO ON THIS PET please contact:
Carson Shelter at 310-523-9566
216 W Victoria St. Gardena, CA 90248
Ask for information about animal #A5233505

STATUS : - read comment for update from crossposter
A home doesn't need to be big or expensive to be beautiful. In fact, the most beautiful homes you could see are average-sized and average-priced too. Whatever the size and price of your house, there are plenty of tips to make it a sure shot beauty. Here are some of them.

De-clutter and remove unnecessary things. The failure of most home owners during arrangement and design is to include almost all things that are visually appealing. While those pieces may offer aesthetics, putting them altogether may destroy the idea of having focal point. Choose things carefully. Determine those for display and those which need to reside in boxes and bins. Separate what needs to be thrown away, to be given to others, to be recycled, and those which can be sold for extra income.

Invest in bathroom beauty and functions. The bathroom is among the parts of the house commonly taken for granted in terms of beautification and upgrades. Being a space for washing and bathing doesn't mean that it should not be beautiful and appealing. The idea of soaking into a hot bath or cold bath is most enjoyed after a tiring day especially if the bathroom is wonderfully neat and pretty. Upgrades is not expensive at all if you know how to scrutinize between brands and compare prices.

Cleanliness is an aspect which needs to be prioritized. Make it inviting and relaxing by placing scented candles. Choose scents that are soothing to the nose. Clean towels which are well-placed in racks and rods can add to the effect of cleanliness. Keep a good inventory of toiletries and after-bath products.

Repurpose items that are found in your home. A lot of home decor won't hurt your pockets if you know a little bit of DIY and creativity. Crates which used to hold cartons and newspapers can serve as wall-mounted racks. Old Christmas trees which are already ripped off their leaves can become coat and cap racks. Empty mason jars and other bottles can be repurposed into spice containers planters, ball pen holders, and coin banks.

Adding value to your house is not confined on expensiveness. Sometimes, you need to see functionality over beauty. You need to see simplicity over extravagance. While most of us will likely think that a home's value is dependent on the expensive fixtures found, the true value lies on whether the home is a relaxing space to come home to each day. It is one that you'll always look forward with a sense of excitement of being in that space longer than you need.

But if in any case you want to upscale your home's value, a simple de-clutter, repurposing existing items, and recreating your bathroom are simple tips you can follow.

5 Responses to "sadly, no one wants to adopt this 6-weeks young forgotten black chihuahua "

  1. I would take this precious baby in a heart beat! She's beautiful!!

  2. She is beautiful and precious. How can someone not want a pet because their fur is black? Ridiculous!

  3. I will take her i have a black kelpie i have nothing against black animals

  4. It would help if you shared LINKS to the dogs so we could share from the actual page so people could go and find out the information they need to adopt and the updates and such... it is so difficult to access the information


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