Punish teen who strapped fireworks to dog’s head on thanksgiving for fun

Refinancing is one of the best things you can do for your business because it reduces your loan costs overall. However, this is not the only benefit that your business can enjoy. There are many things that you will enjoy with refinancing and they include:

Reduction of interest rates
This is a very common goal for many businesses that have short-term loans or even a cash advance. The cost of short-term loans makes them rather unsustainable for a long time. A small consolidation loan has a lower APR than other short-term financing options.
Low monthly payments
This option comes with much lower monthly payments and this eases the strains that you may be having to your cash flow. This, in turn, means that you will have some extra cash to put into your operating expenses and any other opportunities that may come unexpectedly. You may find that you do not need any more borrowing in the near future. These loans have a longer payment term and a lower APR.
Additional borrowing
When your business gets this kind of financing, you may qualify for another loan. This is due to the APR that has been lowered and a much longer repayment period that increases the debt service coverage ratio of the business. It is not uncommon for a business to need some more working capital when they are consolidating their debt. This additional capital helps them to handle anything that comes unexpectedly. This prevents the business from getting a short-term loan that is rather expensive in future.
Cash flow management simplification
There are different ways in which this kind of loan can help you with cash flow management. Instead of juggling different creditors at the same time, you will only have to deal with one account. The other thing is that you will only have to make a single payment per month. Because of the longer payment period and a lowered rate, your monthly debt is lowered greatly.
Free up the credit lines
There are revolving business lines of credit such as credit cards and they are extremely useful tools for management of cash flow. They allow the business to be flexible in spending since they are interest-free as long as the card is paid every month. When you build a balance, then you end up losing that flexibility. If you lose this, then the debt repayments can also be quite expensive.
You should consider consolidating the credit card loan to make the payment a lot more affordable. You will have freed up the credit line very easily your line of credit can be put to work once more. This braces you for any unforeseen situations.

Predictability of the payments
Most of the consolidated loans have a variable interest rate, meaning that payment may change from time to time. You may not be able to budget the amount of each repayment deadline. This may be frustrating, especially when you have to pay more than you anticipated.
When you have a consolidated business loan, the interest rate is fixed, meaning that you can budget your loans all through the period.

Low Interest Rate Business Loan offers amazing loans that help business owners to stop wasting money on expensive leases and buy buildings. With this financing, you can get up to 5 million SBA loans without an impact on credit.


Teen strapped fireworks to dog’s head on thanksgiving for fun in Argentina. Volunteers with the animal welfare association ‘Perritos Callejeros BV’ kicked off the holiday season by scouring the neighborhoods of Bella Vista, , searching for puppies in distress. It didn’t take long before discovering a severely injured dog.

A group of teens (led by the boy in the photo) decided to have some Thanksgiving Fun and strapped a bunch of fireworks to the dog’s head and laughed loudly as they went off. The dog’s head was bleeding heavily and he will lose his sight in both eyes. The dog was immediately transported to a vet and is now fighting for his life. Prognosis is not looking good. Please keep this dog in your thoughts.

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A lot of factors including your credit score, past credit history, debt to income ratio and credit appetite determine your credit worth; while credit score is considered as a major factor for approval of loan. With low score, your chances for loan approval are also low.

Often times we get to know about low credit score only after loan rejection. Once your loan application is rejected it becomes difficult to get it approved by another lender soon. In fact it can take enough time to improve your score and improve your loan eligibility. Thus, in face of urgent cash requirements, you need to take some financially prudent steps to deal with loan rejection and improve your credit rating.

Some of the common reasons for loan rejection

Bad credit history and low score: When you fail (or delay) to pay your past loan instalments or credit bills, the lender assumes that you are incapable of repaying the loan on time.

Low monthly income: When you have high debt to income ratio, your monthly income appears insufficient to manage the additional debt burden.

Errors in application: Whether intentional or otherwise, flawed details in your application would result in loan rejection.

Too many unsecured loans: When you have more unsecured loans as compared to secured loans, your application for personal loan is bound to be rejected. Herein pledging collateral can help you get a secured personal loan. In fact a lot of borrowers even opt for online secured homeowner loans (second charge) despite bad credit.

How to improve your loan application and avoid future rejection?

Look beyond main street lenders: Post loan rejection, it is important to work on your profile before applying for loan to other lenders. If your requirement for funds is an urgent one, consider applying to private loan partners online. Unlike main street lenders, the FinTech players have less stringent eligibility criterion.

Use online eligibility calculators: You can either check your loan eligibility online using eligibility calculators available on various loan brokers' websites or contact a broker and ask for referrals.

Pull out your credit report: You must also analyse your credit report. Sometimes errors in report also lead to loan rejection. Herein disputing the error can help you improve your score and get the loan approved later on.

Check your score: When you pull out your credit report, it doesn't make any footprint in your credit report as it raises only a soft query. The better is the score, the better deal you would get.

Build good history: One of the best ways to improve your score is building good credit history. You must ensure timely repayment of loans and credit bills. Consider using automated repayments via a bank account for this. Most people fail to realise that delayed, partial or rolled over credit card bill also negatively affects their score.

Do not exhaust your credit limit: Crossing your credit limit every month is another common mistake. To keep your score healthy, do not use over 30% of the credit limit each month.

Do not make multiple loan queries: When you apply for multiple loans in a short period, it makes you look credit hungry to lenders. Thus always enquire for loans after assessing your credit needs.

Keeping track of all these details along with proper documentation, you can certainly get instant loan approval. Not to forget you can also use a licensed loan broker's advice to locate the best deals available near you. You can compare and choose the best fit loan according to your credit needs.

If you are looking broker's advice for bad credit loans or secured homeowner loans.

3 Responses to "Punish teen who strapped fireworks to dog’s head on thanksgiving for fun"

  1. The kids responsible are sociopaths and need to be harshly punished. For everyone else's, all animals to include humans, they need to be locked away forever!

    ReplyDelete
  2. Tears here in Louisiana ��. God please,please help your Beautiful Precious Angel.Bless your loving,Darling Sweetheart.�� with a Miraculous Healing and painless Recovery in Jesus Christ Holy name Amen and Amen �� Sweetheart.�� God hasn't forgotten you, he's working it all out for your good. Prosecute them to the fullest extent.

    ReplyDelete
  3. Too many evil people live in this world. If you can abuse and injure any animal, you are a physcopath capable of inflicting pain or killing a person.

    ReplyDelete

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