Punish owner that hung dog because he ran away from home

We all have a moral obligation to ensure our loved ones do not bear an overwhelming financial burden when we are no more. If you are a senior citizen you may not want to leave your spouse or your children with the financial responsibility of paying off your debt, medical costs, legal costs and/or funeral expenses. As you shop for a policy, it is important to choose a plan that discloses the time you will be eligible for benefits. The following are some of the tips to consider when buying life insurance for seniors, including:

· Guaranteed acceptance

Many of the seniors are reluctant to shop for insurance because they assume they will be denied or end up paying high premiums as a result of their advanced age and/or pre-existing medical conditions. Therefore, a guaranteed acceptance policy comes handy. Although such a policy has smaller benefits when compared to the traditional insurance policies, the policy plays an important role in catering for the final expenses. Some of the plans are designed to provide insurance benefits to pay a caregiver or fix the home to facilitate a sale, when you are no more, as well as providing money to cater for the final expenses.

· A policy you can afford

It is important to choose a product you can afford by taking into consideration the premiums payable throughout the term or your lifetime. However, when choosing a plan, the price should not be the sole determining factor. You want as much as possible to buy a product that caters for your needs by providing enough coverage, at competitive rates. It is advisable to choose a policy that guarantees constant rates and benefits throughout your lifetime- this will help to get rid of any surprises in retirement.

· Be realistic choosing a benefit amount

Many seniors buy insurance to relieve their family of any financial worries and cater for the final expenses. Today, a funeral/burial can cost about $10,000 or more while services for cremation cost about $3,500. Therefore, it is important to shop around from leading service providers to help you choose enough coverage. Some of the policies do not pay out a death benefit during the first 2 years after the plan has been purchased, unless the policyholder dies as a result of an accident. Therefore, it is important to find a policy that returns your premiums and pays interest on the funds, at the right time.

We provide the best info about life insurance for seniors.

Punish owner that hung dog because he ran away from home. The man later uploaded the picture on social media, where he was met with strong resistance by concerned netizens. The he is believed to be from Mexico City.

Despite the fact that the pictures were heavily shared, I have not discovered any updates on this case, which is extremely alarming. Mexico does not have sufficient strength as far as animal welfare is concerned. Far too often are perpetrators left off the hook, due police indifference. Simply put, authorities are rarely interested in such cases. And even if investigations do indeed commence, perpetators end up getting away with a warning.

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STATUS : - read comment for update from crossposter
Covering the rising cost of long term care has been a subject of much debate and discussion for a number of years now. And if the past is any indication the subject should stay in the limelight for years to come.

Nursing home costs on our area average $150.00 per day for custodial care and the average stay averages a little over a year... 388 days to be exact. Using those figures the cost comes up to $58,200.00.

This is a cost that not very many people can afford to bear themselves.

There are a number of ways for long term care, whether in home or in the nursing home, to be financed.

1. Self Pay, this one is fairly obvious. You pay the bill with personal savings and assets. The problems with this option are also obvious. A lot of people do not have that kind of money lying around and if they do, they probably have planned on using it for something else besides paying for nursing home costs.

2. Medicaid. This option is for the segment of society who have few enough assets and income to qualify for help from the state to pay for nursing home. This option is becoming increasingly difficult to qualify for. With state budget stretched to the limit, most states have tightened the requirements for individuals to qualify for this type of assistance.

3. Life insurance and annuities. Recent innovations in the insurance industry have brought these financial vehicles into the long term care arena. One option is the purchase a life insurance policy that includes a benefit that allows the insured to use part of the death benefit amount to pay for long term care, under certain requirements and limits.

With the annuity, withdrawals are allowed, with no surrender or early withdrawals penalties to help pay for long term care expenses. This option is fairly new and is an evolving product in the insurance marketplace. If you want to investigate this option, you need to do your due diligence, check it out thoroughly and above all, talk to an expert advisor that you trust.

4. Long term care insurance. (LTCI). This product has evolved and matured over the years. The number of insurance companies offering these policies has significantly reduced over the years. One would assume that the companies that are left in the market are committed to the market and maybe have figured it out when it comes to pricing and underwriting these policies.

These types of policies have a daily benefit amount expressed in dollar amount that will be paid upon activation of coverage. Other things that affect the premium are the waiting period which the amount of time that must go by after the admission to a care facility before the daily benefit amount starts and the benefit period which is the amount of time that the benefits will be paid.

Deciding how you are going to pay for long term care is a decision that needs to be made well in advance of the need for the care.

Like any other financial decision, this one should be made after considering all the relevant facts with input from a trust source that specializes in these types of decisions.

2 Responses to "Punish owner that hung dog because he ran away from home"

  1. It is obvious that this man is a psychopath. No stable person would do that to their family dog. He is a dangerous person. I am wondering how he treats people that disagree with him. Does he shoot or beat them up?

    ReplyDelete
  2. Find and prosecute this piece of garbage.

    ReplyDelete

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