Frightened pup sitting there watching others be taking to a kill room, just wondering if he’ll be next

The home mortgage loans guaranteed by the U.S. Department of Veterans Affairs have been a popular way for veterans and active duty service members to afford their first homes for over 70 years. Because the home loans are guaranteed, many lenders are eager to offer these low-cost home loans for veterans. Though not difficult, the application process is somewhat different than the one for conventional loans, and many lending institutions have departments or specially trained personnel to help with the required documentation.

Eligibility

If you are a member of the military on active duty for at least 90 days, you are eligible for a VA guaranteed mortgage loan. Similarly, veterans who have served between 90 and 181 days of continuous service, depending on the time period, are eligible to apply for these loans. National Guard service members are also eligible for a home loan if they are currently serving or have served for six years, have been discharged or on the retired or stand-by list. Under certain circumstances, the spouses of military members may also be eligible for a VA loan.

Certificate of Eligibility

Applicants are required to document their service in the military with a Certificate of Eligibility. The certificate is issued with a number of different types of evidence:

A DD Form 214 for veterans that indicates the character of the service and the reason for separation from service
For current service members, a current statement of service signed by a commander of the unit, adjutant or personnel office
For current National Guard members, a statement of service signed by a commander of the unit, adjutant or personnel office
For discharged National Guard members who were never activated, an NGB Form 22, Report of Separation and Record of Service
Surviving Spouse not receiving benefits must submit a VA Form 21-534
Surviving Spouse receiving benefits must submit a VA Form 26-1817
Additional Requirements

In addition to the Certificate of Eligibility, applicants for a VA guaranteed mortgage loan must provide:

Documentation of sufficient income to afford payments on the loan
A good credit record - VA lenders set their own minimum credit record requirements for a loan
Proof that the property can be occupied - VA loan benefits must go to properties that are suitable for occupation, such as single-family homes, condominiums, townhomes and multi-family residences.
Intention to occupy the property - First time home loan applicants must assure their intention to occupy the property.
A property appraisal to ensure that the property is valued sufficiently for the loan amount.
Closing the Sale

Applicants are encouraged to compare the loans of a number of lenders to ensure the best terms. After the applicant has been approved for the VA guaranteed mortgage loan, he or she must close on the sale of the property, provide proof of homeowners insurance for the property and pay closing costs. These closing costs are regulated by the VA. The title is then issued and insured by a title insurance company to prevent any other claims on the property.

Although the process may seem daunting to first-time borrowers, lending institutions have created protocols for VA loans that facilitate the application process so that veterans and active duty service members can take advantage of this valuable benefit.

This #shelterdog has to watch as other #dogs are brought back to the kill room, just wondering if he’ll be next... 😔

He shouldn’t be sitting there watching others be taking to a kill room or himself.

If you chose to own a pet ( IT IS FOR LIFE ) not till you don't what them any more.If you have to move you find a place where your PET can also go. Do these people do this with there children also.

We are NOT the City Shelter to where pictures were taken. FOR MORE INFO ON THIS PET please contact:
Riverside County Animal Control - San Jacinto Valley Animal Campus at (951) 358-7387
581 South Grand Avenue, San Jacinto, CA 92582 California
Ask for information about animal ID number A1485521

STATUS : - read comment for update from crossposter
One of the primary dreams of military members is to provide a comfortable home to their families. As such, the government designed the veteran or VA loan - a program which will benefit military men towards the fulfillment of this dream which is in fact weaved into the ultimate American dream of providing every American a comfortable home for living. Here are some tips on how veterans can obtain such loan.

Knowing if you are eligible

Veterans, those in active duty, or members of the National Guard or selected reserves may apply for a VA loan, pending determination of eligibility. For applicants to determine their eligibility, one must submit a duly-accomplished VA Form 26-1880 along with proof of service. Eligibility is usually determined 10 days after submission.

Inspecting home of your choice

There are many types of homes under your choice, but of course, you only need to select the one which is best for your preferences, needs, and lifestyle. The choices may complicate your decision-making. But you can always seek help from real estate professionals licensed by your state government. They can determine affordable price ranges and can help schedule home tours for you to inspect the home and see what's there for you and your family.

Loan request

Sometimes, the sellers may require the buyers to present a pre-approval of the veteran home loan. Thus, to make sure that everything will flow seamlessly, you might want to obtain a pre-approval even before closing deals. To some sellers, the request for the loan pre-approval signifies serious interest with the property being sold.

Let the house for sale be appraised

Home appraisal is also needed to avail of a veteran home loan. In some states, the pre-approval is issued along with a monitoring number for the lender to keep track of the appraisal's progress as well as the status of the loan application. The primary reason why appraisal is necessary is to determine whether the home's price will be sufficient to become collateral to the requested loan.

You must remember that the VA loan is designed with a no down payment scheme. The government relies on your honesty and trustworthiness to repay the monthly dues of the veteran home loan. This is in acknowledgement of the selfless efforts made by your and those in your uniform to serve and protect the country, its territories, boundaries, resources, assets, interests, and its people.

After all the above steps are completed, you will be deemed eligible to obtain the loan. With the help of an insurance agent, you'll finally close the deal finalizing insurance clauses to protect both seller and the new owner from damages and losses. All documents will then be entered into public records.

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