His face says it all..they will take his life unless someone opens their heart

You Can Still Get Life Insurance If You Are Sick

A lot of the insurance companies that provide traditional life protection policies often refuse to provide life protection for seniors who have pre-conditions. A serious illness poses a high risk to your life, not to mention the fact that advanced age also contributes to that increased risk. These are the main reasons an insurance company will decline your life insurance application.

Having a pre-condition does not mean you are left without life coverage at all, though. There are many insurance companies that do provide insurance for people who cannot or do not want to undergo a health exam. This type of insurance, often called no medical life insurance, does not require a medical examination for qualification; however, this feature also makes the price of this type of insurance higher, compared to a traditional life protection policy.

There are two types of life insurance policies that do not require a health exam: guaranteed issue and simplified issue. Guaranteed issue insurance plan requires no medical tests and no medical questions; that means that you are approved for this insurance automatically, but you will have to wait two years before the policy starts to work. Simplified issue insurance requires you to answer a series of questions, but there is no medical examination, and the policy provides coverage from day one.

The Bottom Line: Life Insurance Is a Reasonable Choice for Seniors

Progress in technology and healthcare are making it possible for people all over the world to live longer lives. That is why the senior population is outnumbering the population of younger people, and it is also why more life coverage alternatives have to come into play. Before these changes, one could not afford life insurance if they were older than 60 or 70 years of age. Now, it is no longer an issue - older people no longer have to worry about leaving their families with nothing but emotional and financial distress when they are gone. Life insurance is a helpful hand thanks to which you can be sure your family, children, and spouse are financially secure.

Benefits of Life Insurance for Seniors

The majority of senior residents of North America are not able to afford long-term care due to the high cost. Only a few seniors use their insurance to cover the expenses for long-term care. This is a serious issue; too many seniors are unprepared for these costs, leaving them and their families at financial risk. There is a solution: purchasing life protection can help cover all possible expenses for long-term care. There are also several other advantages of purchasing life insurance for seniors; find out about these below.

Provide Financial Support for Your Spouse

Married elderly couples are often anxious about leaving their better halves with debt after passing away, and for good reason. Funerals in countries of North America are quite expensive - they can cost as much as $5,000 or more. Not every family can afford these costs, and that is why life coverage comes as a practical solution.

Life protection policies can fully cover the expenses of the funeral and burial of one spouse, and that coverage can bring some peace of mind to the insured person. Covered by a life protection policy, the individual can be sure that his or her significant other will receive the necessary support to deal with the financial side of a funeral.

In addition, a surviving spouse can use the funds from the coverage to increase the benefits from their pension plan.

Life insurance for seniors makes it simpler to deal with the expenses of a funeral, and that means the financial pressure does not add to the already-stressful situation.

Rascal is a sweet ol' guy that needs a little love in his life. He's just hoping for a comfy place to lay his head. Somewhere where he can finally feel relaxed. This handsome guy could really use a savior. Rascal is about 50 lbs and is 8 yrs old.

**PAST DEADLINE! Needs Commitment by 9:30AM and Picked Up by 4:30PM Saturday 9/29!**
To adopt, foster, or rescue, please email: placement@sanantoniopetsalive.org

PLEASE HELP!! THIS DOG IS PAST DEADLINE AT THE CITY SHELTER AND IS BEING RELEASED TO EUTHANASIA!! "Released" means that the dogs have physically moved from the transition holding area to the EBI area.


We are NOT the City Shelter to where pictures were taken. FOR MORE INFO ON THIS PET please contact:
San Antonio Animal Care Services
contact info@sanantoniopetsalive.org or placement@sanantoniopetsalive.org or call 210-370-7612 (email preferred)
GO TO SAPA BLDG 1 & bring the Pet's ID!
Address: 4710 Hwy. 151 San Antonio, Texas 78227
Our shelter is open from 11AM-7PM Mon -Fri, 11AM-5PM Sat and 11AM-5PM Sun
Ask for information about animal ID number A501439
3 Tips to Find the Cheapest Health Insurance Rates

Health insurance rates change so very often that it is tough to keep a tab on them. It is also very important for you to have the right coverage or you will find yourself being turned down for a treatment you might need someday.

Accidents happen anytime, and one will never know when he or she will get sick. If one is unemployed, then finding an affordable health care insurance will help pay for unexpected medical bills. This kind of scenario has caused a dilemma for many people. A limited source of income inhibits them from being able to pay their monthly premium rates.

It will be a big relief when one finds affordable health insurance. One of the best ways to use is the internet. There are countless websites that offer information and tips on health insurance rates. They even provide comparison charts to easily understand each provider’s strengths and weaknesses. Prices are being compared as well. In this case, it is easier to figure out which provider will most likely offer you the best rate possible. It is best that one lists all his or her monthly expenses. This will help him/her choose an insurance provider that is willing to work on his or her monthly budget.

Finding an affordable health insurance can be very stressful. Also, there is just so much information presented that it can be very confusing as well. There are lots of policies for every given scenario. Some will cost more depending on the range of health concerns. There are insurance plans that focus on prescriptions and visits to doctors. There are those that cover only limited visits to the specialist but will cost less. These are just some of the things one needs to weigh seriously.

1. Compare different providers
When conducting your search, it is possible that you will immediately find an insurance provider that will seem perfect for your needs. If this happens, do not give in easily. You need to be more patient in searching for the best provider. You must always compare premium rates. Also, make sure to clarify if there are any hidden fees involved. If you do not ask this question, you will be surprised that you will be charged additional money for hidden fees like not having your payments made through your bank account.

2. Be smart about your deductible
Also, although it might seem counterproductive go for the higher deductible. Despite the fact that you will have to pay up more, in the long run, it will save you a small fortune. It is particularly wise to choose this option if you already have a history of severe illness and are used to hefty medical bills; if you are generally always healthy, it may be unnecessary.

3. Avoid getting sick
Lastly, and most obviously, is the fact that you should do all that you can to avoid medical treatment anyway. Watch your diet and exercise regularly to work against the threat of heart disease and other common ailments. Bear in mind that a healthy customer will be offered a smaller premium since they are considered a far more modest risk.

It isn’t hard to reduce medical insurance costs, but it does require some effort on your part. Always remember though that prevention is better than cure, so look after yourself, and the rest will follow.


4 Responses to "His face says it all..they will take his life unless someone opens their heart"

  1. Too much killing. Heartless people just throw them away for no good reason. Their lives matter, they are not ours to destroy, we are to care for them for life.

    ReplyDelete
  2. Tried to ctc the shelter = why would you post this without an animal ID# - can't even get updated info from shelter without the ID# - whomever posted this - please add it to the posting and please feel free to text it to me 954.534.5606

    ReplyDelete
  3. Looks like ID number is on very last line. A501439

    ReplyDelete

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